{"id":3486,"date":"2021-01-06T12:26:51","date_gmt":"2021-01-06T04:26:51","guid":{"rendered":"http:\/\/ctoscredit.ibpo.com.my\/?page_id=3486"},"modified":"2021-02-10T14:14:57","modified_gmt":"2021-02-10T06:14:57","slug":"ctos-free-score","status":"publish","type":"page","link":"https:\/\/ctoscredit.ibpo.com.my\/my\/","title":{"rendered":"IBPO CTOS Free Score"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container hundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: #111111;background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-no-large-visibility\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-no-large-visibility\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"custome-language-mobile\">\n<div class=\"trp-language-switcher trp-language-switcher-container\" data-no-translation>\n    <div class=\"trp-ls-shortcode-current-language\">\n        <a href=\"#\" class=\"trp-ls-shortcode-disabled-language trp-ls-disabled-language\" title=\"Bahasa Melayu\" onclick=\"event.preventDefault()\">\n\t\t\t Bahasa Melayu\t\t<\/a>\n    <\/div>\n    <div class=\"trp-ls-shortcode-language\">\n                <a href=\"#\" class=\"trp-ls-shortcode-disabled-language trp-ls-disabled-language\"  title=\"Bahasa Melayu\" onclick=\"event.preventDefault()\">\n\t\t\t Bahasa Melayu\t\t<\/a>\n                    <a href=\"https:\/\/ctoscredit.ibpo.com.my\/en\/wp-json\/wp\/v2\/pages\/3486\/\" title=\"English\">\n             English        <\/a>\n\n        <\/div>\n    <script type=\"application\/javascript\">\n        \/\/ need to have the same with set from JS on both divs. Otherwise it can push stuff around in HTML\n        var trp_ls_shortcodes = document.querySelectorAll('.trp-language-switcher');\n        if ( trp_ls_shortcodes.length > 0) {\n            \/\/ get the last language switcher added\n            var trp_el = trp_ls_shortcodes[trp_ls_shortcodes.length - 1];\n            var trp_shortcode_language_item = trp_el.querySelector('.trp-ls-shortcode-language')\n\n            \/\/ set width\n            var trp_ls_shortcode_width = trp_shortcode_language_item.offsetWidth + 5;\n            trp_shortcode_language_item.style.width = trp_ls_shortcode_width + 'px';\n            trp_el.querySelector('.trp-ls-shortcode-current-language').style.width = trp_ls_shortcode_width + 'px';\n\n            \/\/ We're putting this on display: none after we have its width.\n            trp_shortcode_language_item.style.display = 'none';\n        }\n    <\/script>\n<\/div>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-0{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-0 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-0{width:100% !important;order : 0;}.fusion-builder-nested-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-0{width:100% !important;order : 0;}.fusion-builder-nested-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-1 hover-type-none fusion-no-large-visibility\"><img width=\"400\" height=\"79\" title=\"Logo-High-Resolution\" src=\"http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-High-Resolution-400x79.png\" class=\"img-responsive wp-image-3624\" srcset=\"https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-High-Resolution-200x39.png 200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-High-Resolution-400x79.png 400w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-High-Resolution-600x118.png 600w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-High-Resolution-800x158.png 800w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-High-Resolution-1200x237.png 1200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-High-Resolution.png 1536w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 1200px\" \/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-0{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-0 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-0{width:100% !important;order : 0;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-0{width:100% !important;order : 0;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_2_5 2_5 fusion-flex-column fusion-flex-align-self-center fusion-no-small-visibility fusion-no-medium-visibility fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.3\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:left;\"><span class=\"fusion-imageframe imageframe-none imageframe-2 hover-type-none fusion-no-small-visibility fusion-no-medium-visibility\"><img width=\"400\" height=\"79\" title=\"Logo-High-Resolution\" src=\"http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-High-Resolution-400x79.png\" class=\"img-responsive wp-image-3624\" srcset=\"https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-High-Resolution-200x39.png 200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-High-Resolution-400x79.png 400w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-High-Resolution-600x118.png 600w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-High-Resolution-800x158.png 800w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-High-Resolution-1200x237.png 1200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-High-Resolution.png 1536w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 600px\" \/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-1{width:40% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-1 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 4.8%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 4.8%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-1{width:50% !important;order : 0;}.fusion-builder-column-1 > .fusion-column-wrapper {margin-right : 3.84%;margin-left : 3.84%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-1{width:100% !important;order : 0;}.fusion-builder-column-1 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_3_5 3_5 fusion-flex-column fusion-flex-align-self-flex-start fusion-no-small-visibility fusion-no-medium-visibility fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.3\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-1 fusion_builder_column_inner_1_1 1_1 fusion-flex-column fusion-flex-align-self-flex-start fusion-no-small-visibility fusion-no-medium-visibility\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"custome-language\">\n<div class=\"trp-language-switcher trp-language-switcher-container\" data-no-translation>\n    <div class=\"trp-ls-shortcode-current-language\">\n        <a href=\"#\" class=\"trp-ls-shortcode-disabled-language trp-ls-disabled-language\" title=\"Bahasa Melayu\" onclick=\"event.preventDefault()\">\n\t\t\t Bahasa Melayu\t\t<\/a>\n    <\/div>\n    <div class=\"trp-ls-shortcode-language\">\n                <a href=\"#\" class=\"trp-ls-shortcode-disabled-language trp-ls-disabled-language\"  title=\"Bahasa Melayu\" onclick=\"event.preventDefault()\">\n\t\t\t Bahasa Melayu\t\t<\/a>\n                    <a href=\"https:\/\/ctoscredit.ibpo.com.my\/en\/wp-json\/wp\/v2\/pages\/3486\/\" title=\"English\">\n             English        <\/a>\n\n        <\/div>\n    <script type=\"application\/javascript\">\n        \/\/ need to have the same with set from JS on both divs. Otherwise it can push stuff around in HTML\n        var trp_ls_shortcodes = document.querySelectorAll('.trp-language-switcher');\n        if ( trp_ls_shortcodes.length > 0) {\n            \/\/ get the last language switcher added\n            var trp_el = trp_ls_shortcodes[trp_ls_shortcodes.length - 1];\n            var trp_shortcode_language_item = trp_el.querySelector('.trp-ls-shortcode-language')\n\n            \/\/ set width\n            var trp_ls_shortcode_width = trp_shortcode_language_item.offsetWidth + 5;\n            trp_shortcode_language_item.style.width = trp_ls_shortcode_width + 'px';\n            trp_el.querySelector('.trp-ls-shortcode-current-language').style.width = trp_ls_shortcode_width + 'px';\n\n            \/\/ We're putting this on display: none after we have its width.\n            trp_shortcode_language_item.style.display = 'none';\n        }\n    <\/script>\n<\/div>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-1{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-1 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-1{width:100% !important;order : 0;}.fusion-builder-nested-column-1 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-1{width:100% !important;order : 0;}.fusion-builder-nested-column-1 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-2{width:60% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-2 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.2%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.2%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-2{width:50% !important;order : 0;}.fusion-builder-column-2 > .fusion-column-wrapper {margin-right : 3.84%;margin-left : 3.84%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-2{width:100% !important;order : 0;}.fusion-builder-column-2 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_2_5 2_5 fusion-flex-column fusion-flex-align-self-center fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.3\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-1{margin-top:0px!important;margin-bottom:31px!important;}}<\/style><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"font-size:70px;margin-top:0px;margin-bottom:31px;\"><h1 class=\"title-heading-left\" style=\"margin:0;font-size:1em;color:#d0af4f;\"><span style=\"font-family: 'lato black';\" data-fusion-font=\"true\">Ketahui Status Kewangan Anda<br \/>\n<\/span><\/h1><\/div><div class=\"fusion-separator\" style=\"align-self: flex-start;margin-right:auto;width:100%;max-width:50px;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"border-color:#d0af4f;border-top-width:10px;\"><\/div><\/div>\n<div class=\"fusion-text fusion-text-1\" style=\"transform:translate3d(0,0,0);\"><p style=\"color: #ffffff; font-size: 20px; line-height: 1.3em; letter-spacing: -1px;\" data-fusion-font=\"true\"><span style=\"font-family: 'futura medium'; letter-spacing: 0.5px; font-size: 20px; line-height: 26px;\" data-fusion-font=\"true\">\u00a0<\/span><\/p>\n<p><span style=\"font-family: 'futura medium'; letter-spacing: 0.5px; font-size: 20px; line-height: 26px; color: #ffffff;\" data-fusion-font=\"true\">Adakah anda tertanya-tanya tentang keadaan kewangan dan kredit anda?<\/span><\/p>\n<p style=\"color: #ffffff; font-size: 20px; line-height: 26px; font-family: 'futura bold';\" data-fusion-font=\"true\"><span style=\"font-family: 'lato black'; font-size: 20px; line-height: 26px; letter-spacing: 0.5px;\" data-fusion-font=\"true\">Sebagai keputusan kerjasama kami dengan CTOS, anda boleh mendapatkan laporan kredit percuma!<br \/>\n<\/span><\/p>\n<p style=\"font-size: 20px; color: #ffffff; line-height: 26px; font-family: 'futura medium'; letter-spacing: 0.5px;\" data-fusion-font=\"true\">Selain itu, anda boleh menjadualkan sesi perundingan percuma dengan salah seorang pakar kewangan kami untuk menyemak keadaan kewangan anda.<\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:10px;width:100%;\"><\/div><div style=\"text-align:center;\"><style type=\"text\/css\">.fusion-button.button-1 .fusion-button-text, .fusion-button.button-1 i {color:#ffffff;}.fusion-button.button-1 .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-1:hover .fusion-button-text, .fusion-button.button-1:hover i,.fusion-button.button-1:focus .fusion-button-text, .fusion-button.button-1:focus i,.fusion-button.button-1:active .fusion-button-text, .fusion-button.button-1:active{color:#ffffff;}.fusion-button.button-1:hover .fusion-button-icon-divider, .fusion-button.button-1:hover .fusion-button-icon-divider, .fusion-button.button-1:active .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-1:hover, .fusion-button.button-1:focus, .fusion-button.button-1:active{border-color:#ffffff;}.fusion-button.button-1 {border-color:#ffffff;border-radius:25px;}.fusion-button.button-1{background: #ac8d3f;\n\t\t\t\t\t\t\tbackground-image: -webkit-gradient( linear, left bottom, left top, from( #d0af4f ), to( #ac8d3f ) );\n\t\t\t\t\t\t\tbackground-image: -webkit-linear-gradient( bottom, #d0af4f, #ac8d3f );\n\t\t\t\t\t\t\tbackground-image:   -moz-linear-gradient( bottom, #d0af4f, #ac8d3f );\n\t\t\t\t\t\t\tbackground-image:     -o-linear-gradient( bottom, #d0af4f, #ac8d3f );\n\t\t\t\t\t\t\tbackground-image: linear-gradient( to top, #d0af4f, #ac8d3f );}.fusion-button.button-1:hover,.button-1:focus,.fusion-button.button-1:active{background: #d0af4f;\n\t\t\t\t\t\t\tbackground-image: -webkit-gradient( linear, left bottom, left top, from( #ac8d3f ), to( #d0af4f ) );\n\t\t\t\t\t\t\tbackground-image: -webkit-linear-gradient( bottom, #ac8d3f, #d0af4f );\n\t\t\t\t\t\t\tbackground-image:   -moz-linear-gradient( bottom, #ac8d3f, #d0af4f );\n\t\t\t\t\t\t\tbackground-image:     -o-linear-gradient( bottom, #ac8d3f, #d0af4f );\n\t\t\t\t\t\t\tbackground-image: linear-gradient( to top, #ac8d3f, #d0af4f );}.fusion-button.button-1 .fusion-button-text {text-transform:none;}<\/style><a class=\"fusion-button button-flat button-large button-custom button-1 fusion-button-span-yes fusion-button-default-type\" target=\"_self\" href=\"#bottom\"><span class=\"fusion-button-text\">Dapatkan Laporan Kredit Percuma Anda<\/span><\/a><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-3{width:40% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-3 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 4.8%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 4.8%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-3{width:50% !important;order : 0;}.fusion-builder-column-3 > .fusion-column-wrapper {margin-right : 3.84%;margin-left : 3.84%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-3{width:100% !important;order : 0;}.fusion-builder-column-3 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_3_5 3_5 fusion-flex-column fusion-flex-align-self-center fusion-animated\" data-animationtype=\"fadeInRight\" data-animationduration=\"0.3\" data-animationoffset=\"100%\" id=\"top\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-center fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-3 hover-type-none\"><img width=\"1418\" height=\"978\" title=\"Kenali-Keadaan-Kewangan-Anda\" src=\"http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Know-Your-Financial-Status.png\" class=\"img-responsive wp-image-3493\" srcset=\"https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Know-Your-Financial-Status-200x138.png 200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Know-Your-Financial-Status-400x276.png 400w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Know-Your-Financial-Status-600x414.png 600w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Know-Your-Financial-Status-800x552.png 800w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Know-Your-Financial-Status-1200x828.png 1200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Know-Your-Financial-Status.png 1418w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 800px\" \/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-4{width:60% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-4 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.2%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.2%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-4{width:50% !important;order : 0;}.fusion-builder-column-4 > .fusion-column-wrapper {margin-right : 3.84%;margin-left : 3.84%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-4{width:100% !important;order : 0;}.fusion-builder-column-4 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-1{ padding-top : 2%;margin-top : 0px;padding-right : 0px;padding-bottom : 5%;margin-bottom : 0px;padding-left : 5%;}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: #111111;background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.5\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-center fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-2{margin-top:0px!important;margin-bottom:31px!important;}}<\/style><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"font-size:45px;margin-top:0px;margin-bottom:31px;\"><h2 class=\"title-heading-left\" style=\"margin:0;font-size:1em;color:#d0af4f;\"><div style=\"text-align: center;\"><b style=\"font-family: var(--h2_typography-font-family); font-size: 1em; font-style: var(--h2_typography-font-style,normal); letter-spacing: var(--h2_typography-letter-spacing);\">Bagaimana Saya Mengetahui Lebih Lanjut Mengenai Kewangan Saya?<\/b><\/div><\/h2><\/div><div class=\"fusion-text fusion-text-2\" style=\"font-size:24px;line-height:1.6em;letter-spacing:-0.5px;transform:translate3d(0,0,0);\"><p style=\"text-align: center; color: #ffffff;\">Kami gembira anda bertanya, berikut adalah cara kami membantu anda mengetahui status kewangan anda.<\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-5{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-5 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-5{width:100% !important;order : 0;}.fusion-builder-column-5 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-5{width:100% !important;order : 0;}.fusion-builder-column-5 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-flex-start fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.5\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-4 hover-type-none\"><img width=\"1800\" height=\"1800\" title=\"Laporan-Kredit-CTOS\" src=\"http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Free-CTOS-report.jpg\" class=\"img-responsive wp-image-3501\" srcset=\"https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Free-CTOS-report-200x200.jpg 200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Free-CTOS-report-400x400.jpg 400w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Free-CTOS-report-600x600.jpg 600w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Free-CTOS-report-800x800.jpg 800w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Free-CTOS-report-1200x1200.jpg 1200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Free-CTOS-report.jpg 1800w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 600px\" \/><\/span><\/div><ul class=\"fusion-checklist fusion-checklist-1\" style=\"font-size:16px;line-height:27.2px;\"><li class=\"fusion-li-item\"><span style=\"height:27.2px;width:27.2px;margin-right:11.2px;\" class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-file-alt fas\" style=\"color:#d0af4f;\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\" style=\"margin-left:38.4px;\"><span style=\"color: #000000; font-family: var(--body_typography-font-family); letter-spacing: var(--body_typography-letter-spacing); font-style: var(--body_typography-font-style,normal);\"><b style=\"color: #d0af4f;\">Laporan Kredit CTOS<br \/>\n<\/b><\/span><\/p>\n<p><span style=\"color: #ffffff; font-family: var(--body_typography-font-family); font-style: var(--body_typography-font-style,normal); font-weight: var(--body_typography-font-weight); letter-spacing: var(--body_typography-letter-spacing); text-align: justify;\">Disebabkan perkongsian kami dengan CTOS, anda juga mendapat laporan kredit CTOS percuma (bernilai RM 25) untuk memahami status kredit anda.<\/span><\/div><\/li><\/ul><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-6{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-6 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-6{width:50% !important;order : 0;}.fusion-builder-column-6 > .fusion-column-wrapper {margin-right : 3.84%;margin-left : 3.84%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-6{width:100% !important;order : 0;}.fusion-builder-column-6 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-flex-start fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.5\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-5 hover-type-none\"><img width=\"1800\" height=\"1800\" title=\"Perundingan-Kewangan-Percuma\" src=\"http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Free-financial-consultation.jpg\" class=\"img-responsive wp-image-3806\" srcset=\"https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Free-financial-consultation-200x200.jpg 200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Free-financial-consultation-400x400.jpg 400w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Free-financial-consultation-600x600.jpg 600w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Free-financial-consultation-800x800.jpg 800w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Free-financial-consultation-1200x1200.jpg 1200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Free-financial-consultation.jpg 1800w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 600px\" \/><\/span><\/div><ul class=\"fusion-checklist fusion-checklist-2\" style=\"font-size:16px;line-height:27.2px;\"><li class=\"fusion-li-item\"><span style=\"height:27.2px;width:27.2px;margin-right:11.2px;\" class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-comment-dollar fas\" style=\"color:#d0af4f;\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\" style=\"margin-left:38.4px;\">\n<p style=\"color: #000000;\"><b style=\"color: #d0af4f;\">Perundingan Kewangan Percuma<br \/>\n<\/b><\/p>\n<p style=\"color: #000000;\"><span style=\"color: #ffffff; font-family: var(--body_typography-font-family); font-style: var(--body_typography-font-style,normal); font-weight: var(--body_typography-font-weight); letter-spacing: var(--body_typography-letter-spacing); text-align: justify;\">Perunding kami menyediakan rancangan khas untuk menyelesaikan masalah kewangan atau membina kekayaan anda berdasarkan laporan CCRIS dan CTOS anda.<\/span><\/p>\n<\/div><\/li><\/ul><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-7{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-7 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-7{width:50% !important;order : 0;}.fusion-builder-column-7 > .fusion-column-wrapper {margin-right : 3.84%;margin-left : 3.84%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-7{width:100% !important;order : 0;}.fusion-builder-column-7 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-flex-start fusion-animated\" data-animationtype=\"fadeInRight\" data-animationduration=\"0.5\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;width:100%;\"><\/div><div style=\"text-align:center;\"><style type=\"text\/css\">.fusion-button.button-2 .fusion-button-text, .fusion-button.button-2 i {color:#ffffff;}.fusion-button.button-2 .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-2:hover .fusion-button-text, .fusion-button.button-2:hover i,.fusion-button.button-2:focus .fusion-button-text, .fusion-button.button-2:focus i,.fusion-button.button-2:active .fusion-button-text, .fusion-button.button-2:active{color:#ffffff;}.fusion-button.button-2:hover .fusion-button-icon-divider, .fusion-button.button-2:hover .fusion-button-icon-divider, .fusion-button.button-2:active .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-2:hover, .fusion-button.button-2:focus, .fusion-button.button-2:active{border-color:#ffffff;}.fusion-button.button-2 {border-color:#ffffff;border-radius:25px;}.fusion-button.button-2{background: #ac8d3f;\n\t\t\t\t\t\t\tbackground-image: -webkit-gradient( linear, left bottom, left top, from( #d0af4f ), to( #ac8d3f ) );\n\t\t\t\t\t\t\tbackground-image: -webkit-linear-gradient( bottom, #d0af4f, #ac8d3f );\n\t\t\t\t\t\t\tbackground-image:   -moz-linear-gradient( bottom, #d0af4f, #ac8d3f );\n\t\t\t\t\t\t\tbackground-image:     -o-linear-gradient( bottom, #d0af4f, #ac8d3f );\n\t\t\t\t\t\t\tbackground-image: linear-gradient( to top, #d0af4f, #ac8d3f );}.fusion-button.button-2:hover,.button-2:focus,.fusion-button.button-2:active{background: #d0af4f;\n\t\t\t\t\t\t\tbackground-image: -webkit-gradient( linear, left bottom, left top, from( #ac8d3f ), to( #d0af4f ) );\n\t\t\t\t\t\t\tbackground-image: -webkit-linear-gradient( bottom, #ac8d3f, #d0af4f );\n\t\t\t\t\t\t\tbackground-image:   -moz-linear-gradient( bottom, #ac8d3f, #d0af4f );\n\t\t\t\t\t\t\tbackground-image:     -o-linear-gradient( bottom, #ac8d3f, #d0af4f );\n\t\t\t\t\t\t\tbackground-image: linear-gradient( to top, #ac8d3f, #d0af4f );}.fusion-button.button-2 .fusion-button-text {text-transform:none;}<\/style><a class=\"fusion-button button-flat button-xlarge button-custom button-2 fusion-button-span-yes fusion-button-default-type\" target=\"_self\" href=\"#bottom\"><i class=\"fa-hands-helping fas button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text\">Fahami Keadaan Kewangan Anda Sekarang<\/span><\/a><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-8{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-8 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-8{width:100% !important;order : 0;}.fusion-builder-column-8 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-8{width:100% !important;order : 0;}.fusion-builder-column-8 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-2{ padding-top : 8%;margin-top : 0px;padding-right : 0px;padding-bottom : 8%;margin-bottom : 0px;padding-left : 0px;}@media only screen and (max-width:1024px) {.fusion-body .fusion-flex-container.fusion-builder-row-2{ padding-top : 30px;padding-bottom : 60px;}}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-9 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-flex-start fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.5\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-3{margin-top:0px!important;margin-bottom:31px!important;}}<\/style><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"font-size:45px;margin-top:0px;margin-bottom:31px;\"><h2 class=\"title-heading-left\" style=\"margin:0;font-size:1em;color:#d0af4f;\"><div style=\"text-align: center;\"><b style=\"font-family: var(--h2_typography-font-family); font-size: 1em; font-style: var(--h2_typography-font-style,normal); letter-spacing: var(--h2_typography-letter-spacing);\">Apa yang Boleh Saya Lakukan dengan Skor Kredit?<\/b><\/div><\/h2><\/div><div class=\"fusion-text fusion-text-3\" style=\"font-size:24px;line-height:1.6em;letter-spacing:-0.5px;transform:translate3d(0,0,0);\"><p style=\"text-align: center; color: #212121; font-size: 24px;\" data-fusion-font=\"true\">Skor kredit anda menentukan jenis perkhidmatan kredit yang bersesuaian untuk anda. Sesiapa yang mempunyai kad kredit atau pernah membuat pinjaman bank mempunyai skor kredit.<\/p>\n<\/div><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-6 hover-type-none\"><img width=\"1396\" height=\"941\" title=\"Apakah-Saya-Boleh-Lakukan-Dengan-Skor-Kredit\" src=\"http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/What-Can-I-Do-with-Credit-Score.png\" class=\"img-responsive wp-image-3503\" srcset=\"https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/What-Can-I-Do-with-Credit-Score-200x135.png 200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/What-Can-I-Do-with-Credit-Score-400x270.png 400w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/What-Can-I-Do-with-Credit-Score-600x404.png 600w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/What-Can-I-Do-with-Credit-Score-800x539.png 800w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/What-Can-I-Do-with-Credit-Score-1200x809.png 1200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/What-Can-I-Do-with-Credit-Score.png 1396w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 600px\" \/><\/span><\/div><div class=\"fusion-separator fusion-no-large-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-9{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-9 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-9{width:100% !important;order : 0;}.fusion-builder-column-9 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-9{width:100% !important;order : 0;}.fusion-builder-column-9 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-10 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-flex-start fusion-no-small-visibility fusion-no-medium-visibility fusion-animated\" data-animationtype=\"fadeInRight\" data-animationduration=\"0.5\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-center fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-center\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-2 fusion_builder_column_inner_1_3 1_3 fusion-flex-column fusion-flex-align-self-flex-start\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-7 hover-type-none\"><img width=\"417\" height=\"417\" title=\"better-interest-rate\" src=\"http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/better-interest-rate.jpg\" class=\"img-responsive wp-image-3839\" srcset=\"https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/better-interest-rate-200x200.jpg 200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/better-interest-rate-400x400.jpg 400w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/better-interest-rate.jpg 417w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/span><\/div><div class=\"fusion-separator fusion-no-small-visibility fusion-no-medium-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-2{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-2 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-2{width:100% !important;order : 0;}.fusion-builder-nested-column-2 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-2{width:100% !important;order : 0;}.fusion-builder-nested-column-2 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-3 fusion_builder_column_inner_2_3 2_3 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-center fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-4\" style=\"transform:translate3d(0,0,0);\"><p style=\"color: #212121;\"><b style=\"color: #d0af4f;\">Faedah Pinjaman yang Lebih Rendah<\/b><\/p>\n<p><span style=\"color: #212121;\">Skor yang baik mengizinkan pinjaman dengan syarat yang baik kerana ini menunjukkan bahawa anda boleh dipercayai dengan pembayaran hutang tepat pada waktunya.<\/span><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-3{width:66.666666666667% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-3 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 2.88%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 2.88%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-3{width:100% !important;order : 0;}.fusion-builder-nested-column-3 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-3{width:100% !important;order : 0;}.fusion-builder-nested-column-3 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-4 fusion_builder_column_inner_1_3 1_3 fusion-flex-column fusion-flex-align-self-flex-start\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-8 hover-type-none\"><img width=\"417\" height=\"417\" title=\"higher-loan-approval\" src=\"http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/higher-loan-approval.jpg\" class=\"img-responsive wp-image-3834\" srcset=\"https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/higher-loan-approval-200x200.jpg 200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/higher-loan-approval-400x400.jpg 400w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/higher-loan-approval.jpg 417w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/span><\/div><div class=\"fusion-separator fusion-no-small-visibility fusion-no-medium-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-4{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-4 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-4{width:100% !important;order : 0;}.fusion-builder-nested-column-4 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-4{width:100% !important;order : 0;}.fusion-builder-nested-column-4 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-5 fusion_builder_column_inner_2_3 2_3 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-center fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-5\" style=\"transform:translate3d(0,0,0);\"><p style=\"color: #212121;\"><b style=\"color: #d0af4f;\">Kadar Kelulusan Pinjaman Lebih Tinggi<\/b><\/p>\n<p style=\"color: #212121;\">Bank cenderung untuk meluluskan permohonan pinjaman anda sekiranya anda mempunyai rekod kredit yang baik.<\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-5{width:66.666666666667% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-5 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 2.88%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 2.88%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-5{width:100% !important;order : 0;}.fusion-builder-nested-column-5 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-5{width:100% !important;order : 0;}.fusion-builder-nested-column-5 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-6 fusion_builder_column_inner_1_3 1_3 fusion-flex-column fusion-flex-align-self-flex-start\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-9 hover-type-none\"><img width=\"2560\" height=\"2560\" title=\"kad-kredit\" src=\"http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/credit-card-scaled.jpg\" class=\"img-responsive wp-image-3455\" srcset=\"https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/credit-card-200x200.jpg 200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/credit-card-400x400.jpg 400w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/credit-card-600x600.jpg 600w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/credit-card-800x800.jpg 800w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/credit-card-1200x1200.jpg 1200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/credit-card-scaled.jpg 2560w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/span><\/div><div class=\"fusion-separator fusion-no-small-visibility fusion-no-medium-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-6{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-6 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-6{width:100% !important;order : 0;}.fusion-builder-nested-column-6 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-6{width:100% !important;order : 0;}.fusion-builder-nested-column-6 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-7 fusion_builder_column_inner_2_3 2_3 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-center fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-6\" style=\"transform:translate3d(0,0,0);\"><p><span style=\"color: #212121; font-family: var(--body_typography-font-family); font-size: var(--body_typography-font-size); font-style: var(--body_typography-font-style,normal); letter-spacing: var(--body_typography-letter-spacing);\"><b style=\"color: #d0af4f;\">Tawaran Kad Kredit yang Berlumayan<\/b><\/span><\/p>\n<p><span style=\"color: #212121;\">Anda akan layak mendapat kad kredit dengan had kredit yang lebih tinggi atau ganjaran yang lebih baik jika anda mempunyai rekod pembayaran kredit yang tepat pada waktunya dan sepenuhnya.<\/span><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-7{width:66.666666666667% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-7 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 2.88%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 2.88%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-7{width:100% !important;order : 0;}.fusion-builder-nested-column-7 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-7{width:100% !important;order : 0;}.fusion-builder-nested-column-7 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-10{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-10 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-10{width:100% !important;order : 0;}.fusion-builder-column-10 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-10{width:100% !important;order : 0;}.fusion-builder-column-10 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-11 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-flex-start fusion-no-large-visibility\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-center fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-10 hover-type-none\"><img width=\"417\" height=\"417\" title=\"better-interest-rate\" src=\"http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/better-interest-rate.jpg\" class=\"img-responsive wp-image-3839\" srcset=\"https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/better-interest-rate-200x200.jpg 200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/better-interest-rate-400x400.jpg 400w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/better-interest-rate.jpg 417w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/span><\/div><div class=\"fusion-text fusion-text-7\" style=\"transform:translate3d(0,0,0);\"><p style=\"color: #212121;\"><b style=\"color: #d0af4f;\">Faedah Pinjaman yang Lebih Rendah<\/b><\/p>\n<p><span style=\"color: #212121;\">Skor yang baik mengizinkan pinjaman dengan syarat yang baik kerana ini menunjukkan bahawa anda boleh dipercayai dengan pembayaran hutang tepat pada waktunya.<\/span><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-11{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-11 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-11{width:33.333333333333% !important;order : 0;}.fusion-builder-column-11 > .fusion-column-wrapper {margin-right : 5.76%;margin-left : 5.76%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-11{width:100% !important;order : 0;}.fusion-builder-column-11 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-12 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-flex-start fusion-no-large-visibility\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-center fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-11 hover-type-none\"><img width=\"417\" height=\"417\" title=\"higher-loan-approval\" src=\"http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/higher-loan-approval.jpg\" class=\"img-responsive wp-image-3834\" srcset=\"https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/higher-loan-approval-200x200.jpg 200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/higher-loan-approval-400x400.jpg 400w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/higher-loan-approval.jpg 417w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/span><\/div><div class=\"fusion-text fusion-text-8\" style=\"transform:translate3d(0,0,0);\"><p style=\"color: #212121;\"><b style=\"color: #d0af4f;\">Kadar Kelulusan Pinjaman Lebih Tinggi<\/b><\/p>\n<p style=\"color: #212121;\">Bank cenderung untuk meluluskan permohonan pinjaman anda sekiranya anda mempunyai rekod kredit yang baik.<\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-12{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-12 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-12{width:33.333333333333% !important;order : 0;}.fusion-builder-column-12 > .fusion-column-wrapper {margin-right : 5.76%;margin-left : 5.76%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-12{width:100% !important;order : 0;}.fusion-builder-column-12 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-13 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-flex-start fusion-no-large-visibility\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-center fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-12 hover-type-none\"><img width=\"2560\" height=\"2560\" title=\"kad-kredit\" src=\"http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/credit-card-scaled.jpg\" class=\"img-responsive wp-image-3455\" srcset=\"https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/credit-card-200x200.jpg 200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/credit-card-400x400.jpg 400w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/credit-card-600x600.jpg 600w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/credit-card-800x800.jpg 800w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/credit-card-1200x1200.jpg 1200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/credit-card-scaled.jpg 2560w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/span><\/div><div class=\"fusion-text fusion-text-9\" style=\"transform:translate3d(0,0,0);\"><p><span style=\"color: #212121; font-family: var(--body_typography-font-family); font-size: var(--body_typography-font-size); font-style: var(--body_typography-font-style,normal); letter-spacing: var(--body_typography-letter-spacing);\"><b style=\"color: #d0af4f;\">Tawaran Kad Kredit yang Berlumayan<\/b><\/span><\/p>\n<p><span style=\"color: #212121;\">Anda akan layak mendapat kad kredit dengan had kredit yang lebih tinggi atau ganjaran yang lebih baik jika anda mempunyai rekod pembayaran kredit yang tepat pada waktunya dan sepenuhnya.<\/span><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-13{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-13 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-13{width:33.333333333333% !important;order : 0;}.fusion-builder-column-13 > .fusion-column-wrapper {margin-right : 5.76%;margin-left : 5.76%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-13{width:100% !important;order : 0;}.fusion-builder-column-13 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-3{ padding-top : 8%;margin-top : 0px;padding-right : 0px;padding-bottom : 8%;margin-bottom : 0px;padding-left : 0px;}@media only screen and (max-width:1024px) {.fusion-body .fusion-flex-container.fusion-builder-row-3{ padding-top : 30px;padding-bottom : 60px;}}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-14 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-flex-start fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-4{margin-top:0px!important;margin-bottom:31px!important;}}<\/style><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"font-size:45px;margin-top:0px;margin-bottom:31px;\"><h2 class=\"title-heading-left\" style=\"margin:0;font-size:1em;color:#d0af4f;\"><div style=\"text-align: center;\"><b style=\"font-family: var(--h2_typography-font-family); font-size: 1em; font-style: var(--h2_typography-font-style,normal); letter-spacing: var(--h2_typography-letter-spacing);\">Menaik Taraf Kewangan Anda<\/b><\/div><\/h2><\/div><div class=\"fusion-text fusion-text-10\" style=\"font-size:24px;line-height:1.6em;letter-spacing:-0.5px;transform:translate3d(0,0,0);\"><p style=\"text-align: center; color: #212121; font-size: 24px;\" data-fusion-font=\"true\">Melalui perunding kami, anda akan mengetahui status kewangan anda secara mendalam. Pakar kami boleh mencadangkan pelan khas berdasarkan laporan CCRIS dan CTOS anda untuk menyelesaikan masalah kewangan yang menimbul, atau mencadangkan kaedah untuk mengurangkan perbelanjaan dan membina kekayaan!<\/p>\n<\/div><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-13 hover-type-none\"><img width=\"1920\" height=\"1080\" title=\"Menaik Taraf Kewangan Anda\" src=\"http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Level-Up-Your-Finance.png\" class=\"img-responsive wp-image-3516\" srcset=\"https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Level-Up-Your-Finance-200x113.png 200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Level-Up-Your-Finance-400x225.png 400w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Level-Up-Your-Finance-600x338.png 600w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Level-Up-Your-Finance-800x450.png 800w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Level-Up-Your-Finance-1200x675.png 1200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Level-Up-Your-Finance.png 1920w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 1200px\" \/><\/span><\/div><div class=\"fusion-separator fusion-no-large-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-14{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-14 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-14{width:100% !important;}.fusion-builder-column-14 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-14{width:100% !important;}.fusion-builder-column-14 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-4{ padding-top : 0px;margin-top : 0px;padding-right : 0px;padding-bottom : 0px;margin-bottom : 0px;padding-left : 0px;}@media only screen and (max-width:1024px) {.fusion-body .fusion-flex-container.fusion-builder-row-4{ padding-top : 30px;padding-bottom : 60px;}}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 fusion-flex-container fusion-parallax-none nonhundred-percent-fullwidth hundred-percent-height hundred-percent-height-center-content non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-image: url(&quot;http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/1.png&quot;);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-align-content-center\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-15 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-flex-start fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div ><span class=\"fusion-imageframe imageframe-none imageframe-14 hover-type-none\" style=\"width:100%;max-width:60px;\"><img width=\"150\" height=\"150\" title=\"1-lightbulb\" src=\"http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/1-lightbulb-150x150.png\" class=\"img-responsive wp-image-3518\" srcset=\"https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/1-lightbulb-200x200.png 200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/1-lightbulb-400x400.png 400w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/1-lightbulb.png 512w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 150px\" \/><\/span><\/div><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-5{margin-top:0px!important;margin-bottom:31px!important;}}<\/style><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"font-size:3em;margin-top:0px;margin-bottom:31px;\"><h2 class=\"title-heading-left\" style=\"margin:0;font-size:1em;line-height:50px;color:#d0af4f;\"><b><span style=\"font-family: var(--h2_typography-font-family); font-size: 1em; font-style: var(--h2_typography-font-style,normal); letter-spacing: var(--h2_typography-letter-spacing);\">Ketahui kedudukan <\/span><\/b><b style=\"font-family: var(--h2_typography-font-family); font-size: 1em; font-style: var(--h2_typography-font-style,normal); letter-spacing: var(--h2_typography-letter-spacing);\">kewangan anda<\/b><\/h2><\/div><div class=\"fusion-separator\" style=\"align-self: flex-start;margin-right:auto;width:100%;max-width:50px;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"border-color:#d0af4f;border-top-width:10px;\"><\/div><\/div>\n<div class=\"fusion-separator fusion-no-large-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-15{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-15 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-15{width:100% !important;}.fusion-builder-column-15 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-15{width:100% !important;}.fusion-builder-column-15 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-16 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-flex-start fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-11\" style=\"transform:translate3d(0,0,0);\"><p style=\"color: #212121; font-size: 26px;\" data-fusion-font=\"true\">Dapatkan gambaran yang jelas mengenai keadaan kewangan anda melalui laporan kewangan tepat daripada perunding kami berdasarkan laporan CCRIS dan CTOS anda.<\/p>\n<\/div><div class=\"fusion-separator fusion-no-large-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-16{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-16 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-16{width:100% !important;}.fusion-builder-column-16 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-16{width:100% !important;}.fusion-builder-column-16 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-5{ padding-top : 0px;margin-top : 2%;padding-right : 0px;padding-bottom : 0px;margin-bottom : 2%;padding-left : 0px;}@media only screen and (max-width:1024px) {.fusion-body .fusion-flex-container.fusion-builder-row-5{ padding-top : 30px;padding-bottom : 60px;}}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6 fusion-flex-container fusion-parallax-none nonhundred-percent-fullwidth hundred-percent-height hundred-percent-height-center-content non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-image: url(&quot;http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/2.png&quot;);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-align-content-center\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-17 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-flex-start fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div ><span class=\"fusion-imageframe imageframe-none imageframe-15 hover-type-none\" style=\"width:100%;max-width:60px;\"><img width=\"150\" height=\"150\" title=\"2-magnifier\" src=\"http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/2-magnifier-150x150.png\" class=\"img-responsive wp-image-3511\" srcset=\"https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/2-magnifier-200x200.png 200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/2-magnifier-400x400.png 400w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/2-magnifier.png 512w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 150px\" \/><\/span><\/div><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-6{margin-top:0px!important;margin-bottom:31px!important;}}<\/style><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"font-size:3em;margin-top:0px;margin-bottom:31px;\"><h2 class=\"title-heading-left\" style=\"margin:0;font-size:1em;line-height:50px;color:#d0af4f;\"><b style=\"font-family: var(--h2_typography-font-family); font-size: 1em; font-style: var(--h2_typography-font-style,normal); letter-spacing: var(--h2_typography-letter-spacing);\">Kenal pasti dan selesaikan ancaman kewangan<\/b><\/h2><\/div><div class=\"fusion-separator\" style=\"align-self: flex-start;margin-right:auto;width:100%;max-width:50px;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"border-color:#d0af4f;border-top-width:10px;\"><\/div><\/div>\n<div class=\"fusion-separator fusion-no-large-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-17{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-17 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-17{width:100% !important;}.fusion-builder-column-17 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-17{width:100% !important;}.fusion-builder-column-17 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-18 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-flex-start fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-12\" style=\"transform:translate3d(0,0,0);\"><p style=\"color: #212121; font-size: 26px;\" data-fusion-font=\"true\">Perunding kami akan merancangkan pelan khas untuk menguruskan hutang yang semakin meningkat tanpa penglibatan pengambilan kerja tambahan.<\/p>\n<\/div><div class=\"fusion-separator fusion-no-large-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-18{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-18 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-18{width:100% !important;}.fusion-builder-column-18 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-18{width:100% !important;}.fusion-builder-column-18 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-6{ padding-top : 0px;margin-top : 2%;padding-right : 0px;padding-bottom : 0px;margin-bottom : 2%;padding-left : 0px;}@media only screen and (max-width:1024px) {.fusion-body .fusion-flex-container.fusion-builder-row-6{ padding-top : 30px;padding-bottom : 60px;}}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-7 fusion-flex-container fusion-parallax-none nonhundred-percent-fullwidth hundred-percent-height hundred-percent-height-center-content non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-image: url(&quot;http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/3.png&quot;);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-align-content-center\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-19 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-flex-start fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div ><span class=\"fusion-imageframe imageframe-none imageframe-16 hover-type-none\" style=\"width:100%;max-width:60px;\"><img width=\"150\" height=\"150\" title=\"3-plant\" src=\"http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/3-plant-150x150.png\" class=\"img-responsive wp-image-3513\" srcset=\"https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/3-plant-200x200.png 200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/3-plant-400x400.png 400w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/3-plant.png 512w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 150px\" \/><\/span><\/div><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-7{margin-top:0px!important;margin-bottom:31px!important;}}<\/style><div class=\"fusion-title title fusion-title-7 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"font-size:3em;margin-top:0px;margin-bottom:31px;\"><h2 class=\"title-heading-left\" style=\"margin:0;font-size:1em;line-height:50px;color:#d0af4f;\"><b>Temui kaedah baru untuk mengembangkan kekayaan<\/b><\/h2><\/div><div class=\"fusion-separator\" style=\"align-self: flex-start;margin-right:auto;width:100%;max-width:50px;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"border-color:#d0af4f;border-top-width:10px;\"><\/div><\/div>\n<div class=\"fusion-separator fusion-no-large-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-19{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-19 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-19{width:100% !important;}.fusion-builder-column-19 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-19{width:100% !important;}.fusion-builder-column-19 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-20 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-flex-start fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-13\" style=\"transform:translate3d(0,0,0);\"><p style=\"color: #212121; font-size: 26px;\" data-fusion-font=\"true\">Bekerja 9 hingga 5 mengekalkan kehidupan kita, tetapi kekayaan berasal daripada perancangan kewangan pintar. Perunding kami dapat mengenal pasti sumber pengembangan kewangan anda.<\/p>\n<\/div><div class=\"fusion-separator fusion-no-large-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-20{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-20 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-20{width:100% !important;}.fusion-builder-column-20 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-20{width:100% !important;}.fusion-builder-column-20 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-7{ padding-top : 0px;margin-top : 2%;padding-right : 0px;padding-bottom : 0px;margin-bottom : 2%;padding-left : 0px;}@media only screen and (max-width:1024px) {.fusion-body .fusion-flex-container.fusion-builder-row-7{ padding-top : 30px;padding-bottom : 60px;}}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-8 fusion-flex-container fusion-parallax-none nonhundred-percent-fullwidth hundred-percent-height hundred-percent-height-center-content non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-image: url(&quot;http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/4.png&quot;);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-align-content-center\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-21 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-flex-start fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div ><span class=\"fusion-imageframe imageframe-none imageframe-17 hover-type-none\" style=\"width:100%;max-width:60px;\"><img width=\"150\" height=\"150\" title=\"4-headphone\" src=\"http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/4-headphone-150x150.png\" class=\"img-responsive wp-image-3515\" srcset=\"https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/4-headphone-200x200.png 200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/4-headphone-400x400.png 400w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/4-headphone.png 512w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 150px\" \/><\/span><\/div><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-8{margin-top:0px!important;margin-bottom:31px!important;}}<\/style><div class=\"fusion-title title fusion-title-8 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"font-size:3em;margin-top:0px;margin-bottom:31px;\"><h2 class=\"title-heading-left\" style=\"margin:0;font-size:1em;line-height:50px;color:#d0af4f;\"><b><span style=\"font-family: var(--h2_typography-font-family); font-size: 1em; font-style: var(--h2_typography-font-style,normal); letter-spacing: var(--h2_typography-letter-spacing);\">Menerima nasihat pengurusan wang<\/span><\/b><\/h2><\/div><div class=\"fusion-separator\" style=\"align-self: flex-start;margin-right:auto;width:100%;max-width:50px;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"border-color:#d0af4f;border-top-width:10px;\"><\/div><\/div>\n<div class=\"fusion-separator fusion-no-large-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-21{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-21 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-21{width:100% !important;}.fusion-builder-column-21 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-21{width:100% !important;}.fusion-builder-column-21 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-22 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-flex-start fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-14\" style=\"transform:translate3d(0,0,0);\"><p style=\"color: #212121; font-size: 26px;\" data-fusion-font=\"true\">Perunding kami juga akan memberikan nasihat untuk membantu mengurus dan memperbaiki kewangan anda.<\/p>\n<\/div><div class=\"fusion-separator fusion-no-large-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-22{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-22 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-22{width:100% !important;}.fusion-builder-column-22 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-22{width:100% !important;}.fusion-builder-column-22 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-8{ padding-top : 0px;margin-top : 2%;padding-right : 0px;padding-bottom : 0px;margin-bottom : 2%;padding-left : 0px;}@media only screen and (max-width:1024px) {.fusion-body .fusion-flex-container.fusion-builder-row-8{ padding-top : 30px;padding-bottom : 60px;}}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-9 fusion-flex-container faded-background fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-position: center center;background-repeat: no-repeat;background-blend-mode: screen;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\" ><div class=\"fullwidth-faded\" style=\"background-color:rgba(255,255,255,0);background-image: url(http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/why-us-bg-scaled.jpg);background-position:center center;background-repeat:no-repeat;background-blend-mode: screen;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\" ><\/div><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-23 fusion_builder_column_1_6 1_6 fusion-flex-column fusion-no-small-visibility fusion-no-medium-visibility\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-23{width:16.666666666667% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-23 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 11.52%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 11.52%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-23{width:100% !important;}.fusion-builder-column-23 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-23{width:100% !important;}.fusion-builder-column-23 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-24 fusion_builder_column_2_3 2_3 fusion-flex-column fusion-animated\" data-animationtype=\"fadeInDown\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;border-radius:10px 10px 10px 10px;border-radius:10px 10px 10px 10px;overflow:hidden;padding: 0px 5% 0px 5%;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-9{margin-top:0px!important;margin-bottom:31px!important;}}<\/style><div class=\"fusion-title title fusion-title-9 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-two\" style=\"font-size:40px;margin-top:0px;margin-bottom:31px;\"><h2 class=\"title-heading-center\" style=\"margin:0;font-size:1em;color:#d0af4f;\"><b>Eksklusiviti dan Kecekapan<\/b><\/h2><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:10px;width:100%;\"><\/div><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-18 hover-type-none\"><img width=\"600\" height=\"158\" title=\"Logo-horizontal-gold (1)\" src=\"http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-horizontal-gold-1-600x158.png\" class=\"img-responsive wp-image-3412\" srcset=\"https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-horizontal-gold-1-200x53.png 200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-horizontal-gold-1-400x105.png 400w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-horizontal-gold-1-600x158.png 600w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-horizontal-gold-1-800x210.png 800w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-horizontal-gold-1-1200x315.png 1200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-horizontal-gold-1.png 1920w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 800px\" \/><\/span><\/div><div class=\"fusion-text fusion-text-15\" style=\"text-align:center;font-size:24px;line-height:1.6em;letter-spacing:-0.5px;color:#ffffff;transform:translate3d(0,0,0);\"><p style=\"color: #ffffff; font-size: 20px; line-height: 26px; letter-spacing: 1px;\" data-fusion-font=\"true\">Dunia perbankan amat mengelirukan, oleh itu, kami menawarkan diri sebagai pusat sehenti untuk semua keperluan kewangan anda.<br \/>\nKami mengkhusus dalam pengurusan hutang, pembiayaan semula, dan nasihat pinjaman di antara perkhidmatan kewangan lain. Perkongsian IBPO Group Berhad dengan institusi kewangan yang terkenal memberi anda akses kepada strategi kewangan eksklusif. Kami bukan sahaja menjimatkan wang anda, tetapi juga masa.<\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:10px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-24{width:66.666666666667% !important;margin-top : 30px;margin-bottom : 30px;}.fusion-builder-column-24 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 5% !important;margin-right : 2.88%;padding-bottom : 0px !important;padding-left : 5% !important;margin-left : 2.88%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-24{width:100% !important;order : 0;}.fusion-builder-column-24 > .fusion-column-wrapper {padding-right : 12% !important;margin-right : 1.92%;padding-left : 12% !important;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-24{width:100% !important;order : 0;}.fusion-builder-column-24 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-25 fusion_builder_column_1_6 1_6 fusion-flex-column fusion-no-small-visibility fusion-no-medium-visibility\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-25{width:16.666666666667% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-25 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 11.52%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 11.52%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-25{width:100% !important;}.fusion-builder-column-25 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-25{width:100% !important;}.fusion-builder-column-25 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-9{ padding-top : 0px;margin-top : 0px;padding-right : 0px;padding-bottom : 10%;margin-bottom : -10%;padding-left : 0px;}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-10 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-26 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-column-inner-bg-wrapper fusion-column-hover-type-liftup fusion-column-liftup-border fusion-animated\" data-animationtype=\"fadeIn\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"padding: 10% 16% 10% 16%;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-10{margin-top:0px!important;margin-bottom:0px!important;}}<\/style><div class=\"fusion-title title fusion-title-10 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-three\" style=\"font-size:70px;margin-top:0px;margin-bottom:0px;\"><h3 class=\"title-heading-center\" style=\"margin:0;font-size:1em;letter-spacing:-2px;color:#d0af4f;\"><b>10,000+<\/b><\/h3><\/div><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-11{margin-top:0px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-11 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-four\" style=\"font-size:25px;margin-top:0px;margin-bottom:10px;\"><h4 class=\"title-heading-center\" style=\"margin:0;font-size:1em;line-height:36.0px;color:#d0af4f;\">Pelanggan yang Berjaya Dalam Segi Kewangan<\/h4><\/div><div class=\"fusion-text fusion-text-16\" style=\"text-align:center;transform:translate3d(0,0,0);\"><p style=\"color: #bdbdbd;\"><span style=\"color: #212121;\">Kejayaan Pelanggan Dijamin<\/span><\/p>\n<\/div><\/div><span class=\"fusion-column-inner-bg hover-type-liftup\"><a class=\"fusion-column-anchor\"><span class=\"fusion-column-inner-bg-image\" style=\"background-color:#ffffff;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;box-shadow:1px 1px 100px 0px rgba(0,0,0,0.43);;\"><\/span><\/a><\/span><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-26{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-26 > .fusion-column-wrapper {padding-top : 10% !important;padding-right : 16% !important;margin-right : 3.84%;padding-bottom : 10% !important;padding-left : 16% !important;margin-left : 2px;}.fusion-flex-container .fusion-row .fusion-builder-column-26 > .fusion-column-inner-bg { margin-right:3.84%;margin-left:2px; }@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-26{width:50% !important;order : 0;}.fusion-builder-column-26 > .fusion-column-wrapper {margin-right : 3.84%;margin-left : 2px;}.fusion-flex-container .fusion-row .fusion-builder-column-26 > .fusion-column-inner-bg { margin-right:3.84%;margin-left:2px; }}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-26{width:100% !important;order : 0;}.fusion-builder-column-26 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}.fusion-flex-container .fusion-row .fusion-builder-column-26 > .fusion-column-inner-bg { margin-right:1.92%;margin-left:1.92%; }}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-27 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-column-inner-bg-wrapper fusion-column-hover-type-liftup fusion-column-liftup-border fusion-animated\" data-animationtype=\"fadeIn\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"padding: 10% 16% 10% 16%;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-12{margin-top:0px!important;margin-bottom:0px!important;}}<\/style><div class=\"fusion-title title fusion-title-12 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-three\" style=\"font-size:70px;margin-top:0px;margin-bottom:0px;\"><h3 class=\"title-heading-center\" style=\"margin:0;font-size:1em;letter-spacing:-2px;color:#d0af4f;\"><b>RM 4.27J+<\/b><\/h3><\/div><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-13{margin-top:0px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-13 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-four\" style=\"font-size:25px;margin-top:0px;margin-bottom:10px;\"><h4 class=\"title-heading-center\" style=\"margin:0;font-size:1em;line-height:36px;color:#d0af4f;\">Kekayaan Dihasilkan untuk Pelanggan<\/h4><\/div><div class=\"fusion-text fusion-text-17\" style=\"text-align:center;transform:translate3d(0,0,0);\"><p style=\"color: #212121;\">Dengan Kami, Kekayaan Anda Pasti Selamat<\/p>\n<\/div><\/div><span class=\"fusion-column-inner-bg hover-type-liftup\"><a class=\"fusion-column-anchor\"><span class=\"fusion-column-inner-bg-image\" style=\"background-color:#ffffff;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;box-shadow:1px 1px 100px 0px rgba(0,0,0,0.43);;\"><\/span><\/a><\/span><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-27{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-27 > .fusion-column-wrapper {padding-top : 10% !important;padding-right : 16% !important;margin-right : 2px;padding-bottom : 10% !important;padding-left : 16% !important;margin-left : 3.84%;}.fusion-flex-container .fusion-row .fusion-builder-column-27 > .fusion-column-inner-bg { margin-right:2px;margin-left:3.84%; }@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-27{width:50% !important;order : 0;}.fusion-builder-column-27 > .fusion-column-wrapper {margin-right : 2px;margin-left : 3.84%;}.fusion-flex-container .fusion-row .fusion-builder-column-27 > .fusion-column-inner-bg { margin-right:2px;margin-left:3.84%; }}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-27{width:100% !important;order : 0;}.fusion-builder-column-27 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}.fusion-flex-container .fusion-row .fusion-builder-column-27 > .fusion-column-inner-bg { margin-right:1.92%;margin-left:1.92%; }}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-10{ padding-top : 0px;margin-top : 0px;padding-right : 0px;padding-bottom : 0px;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-11 fusion-flex-container faded-background fusion-parallax-fixed nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;background-attachment:fixed;\" ><div class=\"fullwidth-faded\" style=\"background-attachment:fixed;background-color:rgba(255,255,255,0);background-image: url(http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Logo-stamp-1024x605.png);background-position:center center;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\" ><\/div><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:calc( 1140px + 0px );margin-left: calc(-0px \/ 2 );margin-right: calc(-0px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-28 fusion_builder_column_1_5 1_5 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-28{width:20% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-28 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 0px;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 0px;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-28{width:100% !important;order : 0;}.fusion-builder-column-28 > .fusion-column-wrapper {margin-right : 0px;margin-left : 0px;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-28{width:100% !important;order : 0;}.fusion-builder-column-28 > .fusion-column-wrapper {margin-right : 0px;margin-left : 0px;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-29 fusion_builder_column_3_5 3_5 fusion-flex-column fusion-animated\" data-animationtype=\"fadeInDown\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-18\" style=\"transform:translate3d(0,0,0);\"><p style=\"text-align: center;\"><span style=\"font-size: 14px; letter-spacing: 2px; color: #272d3a;\"><b style=\"font-size: 29px; color: #d0af4f;\" data-fusion-font=\"true\">Rakan Kongsi Kami<\/b><\/span><\/p>\n<\/div><div class=\"fusion-separator\" style=\"align-self: center;margin-left: auto;margin-right: auto;width:100%;max-width:50px;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"border-color:#d0af4f;border-top-width:10px;\"><\/div><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-bottom:10px;width:100%;\"><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start\" style=\"width:calc( 100% + 0px ) !important;max-width:calc( 100% + 0px ) !important;margin-left: calc(-0px \/ 2 );margin-right: calc(-0px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-8 fusion_builder_column_inner_1_2 1_2 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-19 hover-type-none\" style=\"width:100%;max-width:150px;\"><img width=\"200\" height=\"77\" title=\"CTOS-logo\" src=\"http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/CTOS-logo-200x77.png\" class=\"img-responsive wp-image-3788\" srcset=\"https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/CTOS-logo-200x77.png 200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/CTOS-logo-400x153.png 400w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/CTOS-logo-600x230.png 600w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/CTOS-logo.png 720w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 600px\" \/><\/span><\/div><div class=\"fusion-separator fusion-no-medium-visibility fusion-no-large-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-8{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-8 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 0px;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 0px;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-8{width:50% !important;order : 0;}.fusion-builder-nested-column-8 > .fusion-column-wrapper {margin-right : 0px;margin-left : 0px;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-8{width:100% !important;order : 0;}.fusion-builder-nested-column-8 > .fusion-column-wrapper {margin-right : 0px;margin-left : 0px;}}<\/style><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-9 fusion_builder_column_inner_1_2 1_2 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-20 hover-type-none\" style=\"width:100%;max-width:150px;\"><img width=\"200\" height=\"65\" title=\"Experian-logo\" src=\"http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Experian-logo-200x65.png\" class=\"img-responsive wp-image-3789\" srcset=\"https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Experian-logo-200x65.png 200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Experian-logo-400x129.png 400w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Experian-logo-600x194.png 600w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Experian-logo-800x259.png 800w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Experian-logo.png 835w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 600px\" \/><\/span><\/div><div class=\"fusion-separator fusion-no-medium-visibility fusion-no-large-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-9{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-9 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 0px;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 0px;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-9{width:50% !important;order : 0;}.fusion-builder-nested-column-9 > .fusion-column-wrapper {margin-right : 0px;margin-left : 0px;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-9{width:100% !important;order : 0;}.fusion-builder-nested-column-9 > .fusion-column-wrapper {margin-right : 0px;margin-left : 0px;}}<\/style><\/div><div class=\"fusion-separator fusion-no-small-visibility fusion-no-medium-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-bottom:10px;width:100%;\"><\/div><div class=\"fusion-text fusion-text-19\" style=\"transform:translate3d(0,0,0);\"><p style=\"text-align: center;\"><span style=\"font-size: 14px; letter-spacing: 2px; color: #272d3a;\"><b style=\"font-size: 30px; color: #d0af4f;\" data-fusion-font=\"true\">Pemenang<\/b><\/span><\/p>\n<\/div><div class=\"fusion-separator\" style=\"align-self: center;margin-left: auto;margin-right: auto;width:100%;max-width:50px;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"border-color:#d0af4f;border-top-width:10px;\"><\/div><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-bottom:10px;width:100%;\"><\/div><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-21 hover-type-none\" style=\"width:100%;max-width:150px;\"><img width=\"200\" height=\"96\" title=\"SME100-logo-01\" src=\"http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/SME100-logo-01-200x96.png\" class=\"img-responsive wp-image-3790\" srcset=\"https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/SME100-logo-01-200x96.png 200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/SME100-logo-01-400x191.png 400w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/SME100-logo-01-600x287.png 600w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/SME100-logo-01-800x383.png 800w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/SME100-logo-01-1200x574.png 1200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/SME100-logo-01.png 2813w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 1200px\" \/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-29{width:60% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-29 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 2px;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 0px;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-29{width:100% !important;}.fusion-builder-column-29 > .fusion-column-wrapper {margin-right : 0px;margin-left : 0px;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-29{width:100% !important;}.fusion-builder-column-29 > .fusion-column-wrapper {margin-right : 0px;margin-left : 0px;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-30 fusion_builder_column_1_5 1_5 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-30{width:20% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-30 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 0px;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 2px;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-30{width:100% !important;order : 0;}.fusion-builder-column-30 > .fusion-column-wrapper {margin-right : 0px;margin-left : 0px;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-30{width:100% !important;order : 0;}.fusion-builder-column-30 > .fusion-column-wrapper {margin-right : 0px;margin-left : 0px;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-31 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-animated\" data-animationtype=\"fadeInDown\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;width:100%;\"><\/div><div style=\"text-align:center;\"><style type=\"text\/css\">.fusion-button.button-3 .fusion-button-text, .fusion-button.button-3 i {color:#ffffff;}.fusion-button.button-3 .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-3:hover .fusion-button-text, .fusion-button.button-3:hover i,.fusion-button.button-3:focus .fusion-button-text, .fusion-button.button-3:focus i,.fusion-button.button-3:active .fusion-button-text, .fusion-button.button-3:active{color:#ffffff;}.fusion-button.button-3:hover .fusion-button-icon-divider, .fusion-button.button-3:hover .fusion-button-icon-divider, .fusion-button.button-3:active .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-3:hover, .fusion-button.button-3:focus, .fusion-button.button-3:active{border-color:#ffffff;}.fusion-button.button-3 {border-color:#ffffff;border-radius:25px;}.fusion-button.button-3{background: #ac8d3f;\n\t\t\t\t\t\t\tbackground-image: -webkit-gradient( linear, left bottom, left top, from( #d0af4f ), to( #ac8d3f ) );\n\t\t\t\t\t\t\tbackground-image: -webkit-linear-gradient( bottom, #d0af4f, #ac8d3f );\n\t\t\t\t\t\t\tbackground-image:   -moz-linear-gradient( bottom, #d0af4f, #ac8d3f );\n\t\t\t\t\t\t\tbackground-image:     -o-linear-gradient( bottom, #d0af4f, #ac8d3f );\n\t\t\t\t\t\t\tbackground-image: linear-gradient( to top, #d0af4f, #ac8d3f );}.fusion-button.button-3:hover,.button-3:focus,.fusion-button.button-3:active{background: #d0af4f;\n\t\t\t\t\t\t\tbackground-image: -webkit-gradient( linear, left bottom, left top, from( #ac8d3f ), to( #d0af4f ) );\n\t\t\t\t\t\t\tbackground-image: -webkit-linear-gradient( bottom, #ac8d3f, #d0af4f );\n\t\t\t\t\t\t\tbackground-image:   -moz-linear-gradient( bottom, #ac8d3f, #d0af4f );\n\t\t\t\t\t\t\tbackground-image:     -o-linear-gradient( bottom, #ac8d3f, #d0af4f );\n\t\t\t\t\t\t\tbackground-image: linear-gradient( to top, #ac8d3f, #d0af4f );}.fusion-button.button-3 .fusion-button-text {text-transform:none;}<\/style><a class=\"fusion-button button-flat button-xlarge button-custom button-3 fusion-button-span-yes fusion-button-default-type\" target=\"_self\" href=\"#bottom\"><i class=\"fa-hands-helping fas button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text\">Klik di Sini Untuk Laporan CTOS Anda!<\/span><\/a><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-31{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-31 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 0px;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 0px;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-31{width:100% !important;}.fusion-builder-column-31 > .fusion-column-wrapper {margin-right : 0px;margin-left : 0px;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-31{width:100% !important;}.fusion-builder-column-31 > .fusion-column-wrapper {margin-right : 0px;margin-left : 0px;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-11{ padding-top : 5%;margin-top : 0px;padding-right : 0px;padding-bottom : 5%;margin-bottom : 0px;padding-left : 0px;}@media only screen and (max-width:1024px) {.fusion-body .fusion-flex-container.fusion-builder-row-11{ padding-top : 20px;padding-bottom : 20px;}}<\/style><\/div><div id=\"howitworks\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-12 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-image:linear-gradient(180deg, #111111 0%,#1c1c1c 100%);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-32 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-14{margin-top:!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-14 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"font-size:40px;margin-top:0px;margin-bottom:0px;\"><h2 class=\"title-heading-left\" style=\"margin:0;font-size:1em;color:#d0af4f;\"><p style=\"text-align: center;\"><b>Proses 3 Langkah<\/b><\/p><\/h2><\/div><div class=\"fusion-separator fusion-no-small-visibility fusion-no-medium-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><div class=\"fusion-text fusion-text-20\" style=\"font-size:24px;line-height:1.6em;letter-spacing:-0.5px;color:#ffffff;transform:translate3d(0,0,0);\"><p style=\"text-align: center;\">Bagaimana perundingan berfungsi? Jangan risau, kami akan jelaskan.<\/p>\n<\/div><div class=\"fusion-separator fusion-no-small-visibility fusion-no-medium-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-32{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-32 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-32{width:100% !important;order : 0;}.fusion-builder-column-32 > .fusion-column-wrapper {margin-right : 3.84%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-32{width:100% !important;order : 0;}.fusion-builder-column-32 > .fusion-column-wrapper {margin-right : 3.84%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-33 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-flex-start\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-center fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-22 hover-type-none\"><img width=\"1024\" height=\"1024\" title=\"1.-Sign-up\" src=\"http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/1.-Sign-up-1024x1024.png\" class=\"img-responsive wp-image-3757\" srcset=\"https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/1.-Sign-up-200x200.png 200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/1.-Sign-up-400x400.png 400w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/1.-Sign-up-600x600.png 600w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/1.-Sign-up-800x800.png 800w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/1.-Sign-up-1200x1200.png 1200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/1.-Sign-up.png 1800w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/span><\/div><div class=\"fusion-text fusion-text-21\" style=\"transform:translate3d(0,0,0);\"><p style=\"text-align: center; color: #fff; font-size: 2em;\"><b>1. Daftar<\/b><\/p>\n<p style=\"text-align: center; color: #fff;\"><span style=\"font-weight: 400;\">Hantarkan borang dan kami akan menghantar e-mel yang mengandungi pautan untuk menjadualkan janji temu dan menuntut laporan CTOS anda.<\/span><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-33{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-33 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-33{width:33.333333333333% !important;order : 0;}.fusion-builder-column-33 > .fusion-column-wrapper {margin-right : 5.76%;margin-left : 5.76%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-33{width:100% !important;order : 0;}.fusion-builder-column-33 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-34 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-flex-start\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-center fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-23 hover-type-none\"><img width=\"1024\" height=\"1024\" title=\"2.-We-reach-out-to-you\" src=\"http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/2.-We-reach-out-to-you-1024x1024.png\" class=\"img-responsive wp-image-3756\" srcset=\"https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/2.-We-reach-out-to-you-200x200.png 200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/2.-We-reach-out-to-you-400x400.png 400w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/2.-We-reach-out-to-you-600x600.png 600w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/2.-We-reach-out-to-you-800x800.png 800w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/2.-We-reach-out-to-you-1200x1200.png 1200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/2.-We-reach-out-to-you.png 1800w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/span><\/div><div class=\"fusion-text fusion-text-22\" style=\"transform:translate3d(0,0,0);\"><p style=\"text-align: center; color: #fff; font-size: 2em;\"><b>2. Kami Menghubungi Anda<\/b><\/p>\n<p style=\"text-align: center; color: #fff;\"><span style=\"font-weight: 400;\">Salah seorang perunding kami akan menghubungi anda pada tarikh yang dijadualkan untuk sesi perundingan anda.<\/span><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-34{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-34 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-34{width:33.333333333333% !important;order : 0;}.fusion-builder-column-34 > .fusion-column-wrapper {margin-right : 5.76%;margin-left : 5.76%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-34{width:100% !important;order : 0;}.fusion-builder-column-34 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-35 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-flex-align-self-flex-start\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-center fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div style=\"text-align:center;\"><span class=\"fusion-imageframe imageframe-none imageframe-24 hover-type-none\"><img width=\"1024\" height=\"1024\" title=\"3.-Get-expert-advice\" src=\"http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/3.-Get-expert-advice-1024x1024.png\" class=\"img-responsive wp-image-3755\" srcset=\"https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/3.-Get-expert-advice-200x200.png 200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/3.-Get-expert-advice-400x400.png 400w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/3.-Get-expert-advice-600x600.png 600w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/3.-Get-expert-advice-800x800.png 800w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/3.-Get-expert-advice-1200x1200.png 1200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/3.-Get-expert-advice.png 1800w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/span><\/div><div class=\"fusion-text fusion-text-23\" style=\"transform:translate3d(0,0,0);\"><p style=\"text-align: center; color: #fff; font-size: 2em;\"><b>3. Dapatkan Nasihat Pakar<\/b><\/p>\n<p style=\"text-align: center; color: #fff;\"><span style=\"font-weight: 400;\">Semasa rundingan anda, perunding kami akan menemui penyelesaian rancangan yang disediakan khas untuk keperluan anda.<\/span><\/p>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-35{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-35 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-35{width:33.333333333333% !important;order : 0;}.fusion-builder-column-35 > .fusion-column-wrapper {margin-right : 5.76%;margin-left : 5.76%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-35{width:100% !important;order : 0;}.fusion-builder-column-35 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-36 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-separator fusion-no-small-visibility fusion-no-medium-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:50px;width:100%;\"><\/div><div style=\"text-align:center;\"><style type=\"text\/css\">.fusion-button.button-4 .fusion-button-text, .fusion-button.button-4 i {color:#ffffff;}.fusion-button.button-4 .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-4:hover .fusion-button-text, .fusion-button.button-4:hover i,.fusion-button.button-4:focus .fusion-button-text, .fusion-button.button-4:focus i,.fusion-button.button-4:active .fusion-button-text, .fusion-button.button-4:active{color:#ffffff;}.fusion-button.button-4:hover .fusion-button-icon-divider, .fusion-button.button-4:hover .fusion-button-icon-divider, .fusion-button.button-4:active .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-4:hover, .fusion-button.button-4:focus, .fusion-button.button-4:active{border-color:#ffffff;}.fusion-button.button-4 {border-color:#ffffff;border-radius:25px;}.fusion-button.button-4{background: #ac8d3f;\n\t\t\t\t\t\t\tbackground-image: -webkit-gradient( linear, left bottom, left top, from( #d0af4f ), to( #ac8d3f ) );\n\t\t\t\t\t\t\tbackground-image: -webkit-linear-gradient( bottom, #d0af4f, #ac8d3f );\n\t\t\t\t\t\t\tbackground-image:   -moz-linear-gradient( bottom, #d0af4f, #ac8d3f );\n\t\t\t\t\t\t\tbackground-image:     -o-linear-gradient( bottom, #d0af4f, #ac8d3f );\n\t\t\t\t\t\t\tbackground-image: linear-gradient( to top, #d0af4f, #ac8d3f );}.fusion-button.button-4:hover,.button-4:focus,.fusion-button.button-4:active{background: #d0af4f;\n\t\t\t\t\t\t\tbackground-image: -webkit-gradient( linear, left bottom, left top, from( #ac8d3f ), to( #d0af4f ) );\n\t\t\t\t\t\t\tbackground-image: -webkit-linear-gradient( bottom, #ac8d3f, #d0af4f );\n\t\t\t\t\t\t\tbackground-image:   -moz-linear-gradient( bottom, #ac8d3f, #d0af4f );\n\t\t\t\t\t\t\tbackground-image:     -o-linear-gradient( bottom, #ac8d3f, #d0af4f );\n\t\t\t\t\t\t\tbackground-image: linear-gradient( to top, #ac8d3f, #d0af4f );}.fusion-button.button-4 .fusion-button-text {text-transform:none;}<\/style><a class=\"fusion-button button-flat button-xlarge button-custom button-4 fusion-button-span-yes fusion-button-default-type\" target=\"_self\" href=\"#bottom\"><i class=\"fa-hands-helping fas button-icon-left\" aria-hidden=\"true\"><\/i><span class=\"fusion-button-text\">Mudahkan? Daftar Di Sini! <\/span><\/a><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-36{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-36 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-36{width:100% !important;order : 0;}.fusion-builder-column-36 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-36{width:100% !important;order : 0;}.fusion-builder-column-36 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-12{ padding-top : 8%;margin-top : 0px;padding-right : 0px;padding-bottom : 7%;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-13 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: #f2f3f3;background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-37 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-15{margin-top:0px!important;margin-bottom:0px!important;}}<\/style><div class=\"fusion-title title fusion-title-15 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"font-size:45px;margin-top:0px;margin-bottom:0px;\"><h2 class=\"title-heading-left sm-text-align-center\" style=\"margin:0;font-size:1em;color:#d0af4f;\"><b>Soalan Lazim<\/b><\/h2><\/div><div class=\"fusion-separator\" style=\"align-self: flex-start;margin-right:auto;width:100%;max-width:50px;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"border-color:#d0af4f;border-top-width:10px;\"><\/div><\/div>\n<div class=\"fusion-separator fusion-no-small-visibility fusion-no-medium-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;width:100%;\"><\/div><style type=\"text\/css\">.fusion-accordian  #accordion-3486-1 .panel-title a .fa-fusion-box{ color: #ffffff;}.fusion-accordian  #accordion-3486-1 .panel-title a .fa-fusion-box:before{ font-size: 13px; width: 13px;}.fusion-accordian  #accordion-3486-1 .fa-fusion-box { background-color: #212121;border-color: #212121;}.fusion-accordian  #accordion-3486-1 .panel-title a:hover, #accordion-3486-1 .fusion-toggle-boxed-mode:hover .panel-title a { color: #d0af4f;}.fusion-accordian  #accordion-3486-1 .panel-title .active .fa-fusion-box,.fusion-accordian  #accordion-3486-1 .panel-title a:hover .fa-fusion-box { background-color: #d0af4f!important;border-color: #d0af4f!important;}<\/style><div class=\"accordian fusion-accordian\"><div class=\"panel-group\" id=\"accordion-3486-1\" role=\"tablist\"><div class=\"fusion-panel panel-default\" role=\"tabpanel\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-selected=\"false\" aria-controls=\"08ce61a3aad93be37\" role=\"tab\" data-toggle=\"collapse\" data-parent=\"#accordion-3486-1\" data-target=\"#08ce61a3aad93be37\" href=\"#08ce61a3aad93be37\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Apakah itu Laporan CTOS?<\/span><\/a><\/h4><\/div><div id=\"08ce61a3aad93be37\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p style=\"text-align: left; color: #212121;\"><span style=\"font-weight: 400;\">Laporan CTOS adalah laporan skor kredit yang diberikan oleh rakan kongsi kami, CTOS. Dengan skor kredit anda, anda dapat mengetahui jenis perkhidmatan kredit yang bersesuaian. Anda juga dapat memahami status kewangan anda lebih mendalam dan mengetahui bahawa penggunaan kredit anda.<\/span><\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default\" role=\"tabpanel\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-selected=\"false\" aria-controls=\"c7ae4d9b31be6fe37\" role=\"tab\" data-toggle=\"collapse\" data-parent=\"#accordion-3486-1\" data-target=\"#c7ae4d9b31be6fe37\" href=\"#c7ae4d9b31be6fe37\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Bagaimana Saya Menuntut Laporan CTOS Saya?<\/span><\/a><\/h4><\/div><div id=\"c7ae4d9b31be6fe37\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p style=\"text-align: left; color: #212121;\"><span style=\"font-weight: 400;\">Setelah mendaftar dengan kami, anda akan menerima e-mel yang mengandungi pautan ke halaman CTOS di mana anda boleh mengisi maklumat anda dan melalui eKYC untuk mendapatkan laporan kredit percuma anda.<\/span><\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default\" role=\"tabpanel\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-selected=\"false\" aria-controls=\"3a1f9f580edee5c80\" role=\"tab\" data-toggle=\"collapse\" data-parent=\"#accordion-3486-1\" data-target=\"#3a1f9f580edee5c80\" href=\"#3a1f9f580edee5c80\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Apa itu eKYC?<\/span><\/a><\/h4><\/div><div id=\"3a1f9f580edee5c80\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p style=\"text-align: left; color: #212121;\"><span style=\"font-weight: 400;\">eKYC membolehkan pengenalian pelanggan digital berlaku pada bila-bila masa dan di mana-mana sahaja. Dengan pelaksanaan eKYC, majoriti pelanggan tidak perlu lagi mengunjungi premis fizikal pembekal perkhidmatan kewangan untuk membuka akaun.<\/span><\/p>\n<p><a href=\"http:\/\/ctoscredit.ibpo.com.my\/my\/wp-content\/uploads\/2020\/10\/CTOS-eKYC-Press-Ad-Updated-19Oct2020A.jpg\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img class=\"aligncenter wp-image-3810 size-medium\" src=\"http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/CTOS-eKYC-Press-Ad-Updated-19Oct2020A-243x300.jpg\" alt=\"\" width=\"243\" height=\"300\" srcset=\"https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/CTOS-eKYC-Press-Ad-Updated-19Oct2020A-10x12.jpg 10w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/CTOS-eKYC-Press-Ad-Updated-19Oct2020A-200x247.jpg 200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/CTOS-eKYC-Press-Ad-Updated-19Oct2020A-243x300.jpg 243w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/CTOS-eKYC-Press-Ad-Updated-19Oct2020A-400x494.jpg 400w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/CTOS-eKYC-Press-Ad-Updated-19Oct2020A-600x740.jpg 600w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/CTOS-eKYC-Press-Ad-Updated-19Oct2020A-768x948.jpg 768w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/CTOS-eKYC-Press-Ad-Updated-19Oct2020A-800x987.jpg 800w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/CTOS-eKYC-Press-Ad-Updated-19Oct2020A-830x1024.jpg 830w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/CTOS-eKYC-Press-Ad-Updated-19Oct2020A-1200x1481.jpg 1200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/CTOS-eKYC-Press-Ad-Updated-19Oct2020A-1245x1536.jpg 1245w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/CTOS-eKYC-Press-Ad-Updated-19Oct2020A-1660x2048.jpg 1660w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/CTOS-eKYC-Press-Ad-Updated-19Oct2020A.jpg 2056w\" sizes=\"(max-width: 243px) 100vw, 243px\" \/><\/a><\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default\" role=\"tabpanel\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-selected=\"false\" aria-controls=\"0f281dbe056a21ce6\" role=\"tab\" data-toggle=\"collapse\" data-parent=\"#accordion-3486-1\" data-target=\"#0f281dbe056a21ce6\" href=\"#0f281dbe056a21ce6\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Apa yang Laporan CTOS Saya Mengandungi?<\/span><\/a><\/h4><\/div><div id=\"0f281dbe056a21ce6\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p style=\"text-align: left; color: #212121;\"><span style=\"font-weight: 400;\">Laporan CTOS anda akan mengandungi pengesahan identiti anda, pengarahan dan kepentingan perniagaan anda, rekod pembayaran perbankan anda yang bersumber dari laporan CCRIS anda, catatan undang-undang anda, dan rujukan perdagangan anda.<\/span><\/p>\n<p><a href=\"http:\/\/ctoscredit.ibpo.com.my\/my\/wp-content\/uploads\/2020\/10\/CTOS-Report-Sample.png\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img class=\"alignleft wp-image-3811 size-medium\" src=\"http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/CTOS-Report-Sample-212x300.png\" alt=\"\" width=\"212\" height=\"300\" srcset=\"https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/CTOS-Report-Sample-8x12.png 8w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/CTOS-Report-Sample-200x283.png 200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/CTOS-Report-Sample-212x300.png 212w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/CTOS-Report-Sample-400x566.png 400w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/CTOS-Report-Sample-600x849.png 600w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/CTOS-Report-Sample-724x1024.png 724w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/CTOS-Report-Sample-768x1087.png 768w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/CTOS-Report-Sample-800x1132.png 800w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/CTOS-Report-Sample.png 1000w\" sizes=\"(max-width: 212px) 100vw, 212px\" \/><\/a><a href=\"http:\/\/ctoscredit.ibpo.com.my\/my\/wp-content\/uploads\/2020\/10\/laporan-ctos-ccris.png\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img class=\"alignleft wp-image-3809 size-medium\" src=\"http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/laporan-ctos-ccris-212x300.png\" alt=\"\" width=\"212\" height=\"300\" srcset=\"https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/laporan-ctos-ccris-8x12.png 8w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/laporan-ctos-ccris-200x283.png 200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/laporan-ctos-ccris-212x300.png 212w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/laporan-ctos-ccris-400x566.png 400w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/laporan-ctos-ccris-600x849.png 600w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/laporan-ctos-ccris-724x1024.png 724w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/laporan-ctos-ccris-768x1086.png 768w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/laporan-ctos-ccris-800x1132.png 800w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/laporan-ctos-ccris.png 847w\" sizes=\"(max-width: 212px) 100vw, 212px\" \/><\/a><\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default\" role=\"tabpanel\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-selected=\"false\" aria-controls=\"6e3a2fc6c5a4ab70d\" role=\"tab\" data-toggle=\"collapse\" data-parent=\"#accordion-3486-1\" data-target=\"#6e3a2fc6c5a4ab70d\" href=\"#6e3a2fc6c5a4ab70d\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Adakah Proses ini Percuma?<\/span><\/a><\/h4><\/div><div id=\"6e3a2fc6c5a4ab70d\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p style=\"text-align: left; color: #212121;\">Rundingan kami adalah percuma, anda tidak perlu membayar yuran. Rundingan mengandungi:<\/p>\n<ul>\n<li style=\"text-align: left; color: #212121;\"><span style=\"color: #212121;\">Perundingan<\/span><\/li>\n<li style=\"text-align: left; color: #212121;\"><span style=\"color: #212121;\">Pra-kelayakan<\/span><\/li>\n<li style=\"text-align: left; color: #212121;\"><span style=\"color: #212121;\">Laporan CCRIS<br \/>\n<\/span><\/li>\n<\/ul>\n<div style=\"text-align: left;\"><span style=\"font-family: var(--body_typography-font-family); font-size: var(--body_typography-font-size); font-style: var(--body_typography-font-style,normal); font-weight: var(--body_typography-font-weight); letter-spacing: var(--body_typography-letter-spacing); color: #212121;\">Langkah-langkah berikut hanya disertakan jika anda terlibat dalam perkhidmatan berbayar kami:<\/span><\/div>\n<ul>\n<li style=\"text-align: left; color: #212121;\">Pengesahan<\/li>\n<li style=\"text-align: left; color: #212121;\">Cadangan<\/li>\n<li style=\"text-align: left; color: #212121;\">Penyerahan Dokumen<\/li>\n<li style=\"text-align: left; color: #212121;\">Kelulusan dari Bank<\/li>\n<\/ul>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default\" role=\"tabpanel\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-selected=\"false\" aria-controls=\"e0f1e27eb944e28c9\" role=\"tab\" data-toggle=\"collapse\" data-parent=\"#accordion-3486-1\" data-target=\"#e0f1e27eb944e28c9\" href=\"#e0f1e27eb944e28c9\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Bagaimana Boleh Perkhidmatan Anda Bantu Saya?<\/span><\/a><\/h4><\/div><div id=\"e0f1e27eb944e28c9\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p><span style=\"font-weight: 400; color: #212121;\">Perkhidmatan kami  boleh membantu pelanggan mengurangkan hingga 70% komitmen bulanan mereka melalui pelanjutan tempoh pinjaman. <\/span><\/p>\n<p><span style=\"font-weight: 400; color: #212121;\">Anda juga dapat menjimatkan sebanyak 70% dari kadar faedah yang dikurangkan dan menyelesaikan semua hutang anda dengan lebih cepat.<\/span><\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default\" role=\"tabpanel\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-selected=\"false\" aria-controls=\"2ae987c9de23df8c4\" role=\"tab\" data-toggle=\"collapse\" data-parent=\"#accordion-3486-1\" data-target=\"#2ae987c9de23df8c4\" href=\"#2ae987c9de23df8c4\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Adakah Perunding Anda Layak Untuk Membantu Saya?<\/span><\/a><\/h4><\/div><div id=\"2ae987c9de23df8c4\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p style=\"text-align: left; color: #212121;\"><span style=\"font-weight: 400;\">Perunding kami mempunyai pengalaman bekerja di bank antarabangsa. Mereka memiliki pengetahuan yang diperlukan untuk memimpin anda ke arah yang benar.<\/span><\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default\" role=\"tabpanel\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-selected=\"false\" aria-controls=\"e8821dfd040d7d2a5\" role=\"tab\" data-toggle=\"collapse\" data-parent=\"#accordion-3486-1\" data-target=\"#e8821dfd040d7d2a5\" href=\"#e8821dfd040d7d2a5\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Mungkinkah Saya Dipaksa Untuk Membuat Bayaran?<\/span><\/a><\/h4><\/div><div id=\"e8821dfd040d7d2a5\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p style=\"text-align: left; color: #212121;\"><span style=\"font-weight: 400;\">Perunding kami telah bekerja di bank yang diiktiraf secara global dan menjunjung tinggi tahap profesionalisme, keputusan untuk menyewa perkhidmatan kami adalah sepenuhnya bergantung kepada anda.<\/span><\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default\" role=\"tabpanel\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-selected=\"false\" aria-controls=\"325b84d51e2994652\" role=\"tab\" data-toggle=\"collapse\" data-parent=\"#accordion-3486-1\" data-target=\"#325b84d51e2994652\" href=\"#325b84d51e2994652\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Mengapakah Saya Perlu Perundingan Kewangan?<\/span><\/a><\/h4><\/div><div id=\"325b84d51e2994652\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p style=\"text-align: left; color: #212121;\"><span style=\"font-weight: 400;\">Penggunaan wang yang berkesan adalah penting untuk mencapai keseimbangan kewangan. Kami percaya melalui rundingan kami, kami dapat membantu anda mencapai matlamat kewangan anda secara berkesan.<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-37{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-37 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 4.608%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-37{width:100% !important;margin-bottom : 25px;}.fusion-builder-column-37 > .fusion-column-wrapper {margin-right : 4.608%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-37{width:100% !important;margin-bottom : 0px;}.fusion-builder-column-37 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-13{ padding-top : 10%;margin-top : 0px;padding-right : 0px;padding-bottom : 10%;margin-bottom : 0px;padding-left : 0px;}@media only screen and (max-width:1024px) {.fusion-body .fusion-flex-container.fusion-builder-row-13{ padding-top : 60px;padding-bottom : 60px;}}<\/style><\/div><div class=\"fusion-bg-parallax\" data-bg-align=\"center top\" data-direction=\"down\" data-mute=\"false\" data-opacity=\"100\" data-velocity=\"-0.3\" data-mobile-enabled=\"false\" data-break_parents=\"0\" data-bg-image=\"http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/form-background-1024x576.png\" data-bg-repeat=\"false\" ><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-14 fusion-flex-container fusion-parallax-down nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-image: url(&quot;http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/form-background-1024x576.png&quot;);background-position: center top;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-38 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-flex-start fusion-animated\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-16{margin-top:0px!important;margin-bottom:31px!important;}}<\/style><div class=\"fusion-title title fusion-title-16 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"font-size:60px;margin-top:0px;margin-bottom:31px;\"><h2 class=\"title-heading-left\" style=\"margin:0;font-size:1em;line-height:1.25em;color:#d0af4f;\"><p><span style=\"font-family: 'lato black';\" data-fusion-font=\"true\">Fahami Keadaan Kewangan Anda<br \/>\n<\/span><\/p><\/h2><\/div><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-17{margin-top:0px!important;margin-bottom:31px!important;}}<\/style><div class=\"fusion-title title fusion-title-17 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"font-size:25px;margin-top:0px;margin-bottom:31px;\"><h2 class=\"title-heading-left\" style=\"margin:0;font-size:1em;line-height:1.25em;color:#ffffff;\"><div>\n<p><span style=\"font-family: 'futura medium';\" data-fusion-font=\"true\">Isikan borang untuk menuntut <b>laporan kredit CTOS percuma<\/b> dan <b>perundingan kewangan percuma<\/b>!<\/span><\/p>\n<\/div><\/h2><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:10px;width:100%;\"><\/div><div ><span class=\"fusion-imageframe imageframe-none imageframe-25 hover-type-none\"><img width=\"1024\" height=\"754\" title=\"Take-Charge-of-Your-Finances\" src=\"http:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Take-Charge-of-Your-Finances-1024x754.png\" class=\"img-responsive wp-image-3758\" srcset=\"https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Take-Charge-of-Your-Finances-200x147.png 200w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Take-Charge-of-Your-Finances-400x295.png 400w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Take-Charge-of-Your-Finances-600x442.png 600w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Take-Charge-of-Your-Finances-800x589.png 800w, https:\/\/ctoscredit.ibpo.com.my\/wp-content\/uploads\/2020\/10\/Take-Charge-of-Your-Finances.png 1132w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 600px\" \/><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-38{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-38 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-38{width:50% !important;}.fusion-builder-column-38 > .fusion-column-wrapper {margin-right : 3.84%;margin-left : 3.84%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-38{width:100% !important;}.fusion-builder-column-38 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-39 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-flex-start\" id=\"bottom\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;border-radius:10px 10px 10px 10px;background-color:#ffffff;border-radius:10px 10px 10px 10px;overflow:hidden;padding: 5% 10% 0px 10%;\"><div class=\"fusion-text fusion-text-24\" style=\"transform:translate3d(0,0,0);\"><p style=\"text-align: center; color: #ffffff; font-size: 20px; line-height: 1.3em; letter-spacing: -1px;\" data-fusion-font=\"true\"><b style=\"color: #d0af4f; font-size: 26px;\" data-fusion-font=\"true\">Tuntutkan Laporan Kredit CTOS Anda<\/b><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:10px;width:100%;\"><\/div><script charset=\"utf-8\" type=\"text\/javascript\" src=\"\/\/js.hsforms.net\/forms\/shell.js\"><\/script>\n<script>\n  hbspt.forms.create({\n\tportalId: \"8268350\",\n\tformId: \"b89bc087-9d44-4394-871c-11cfaa8faf8d\",\n\tonFormSubmitted: function($form) {\n  \tfbq('track', 'CompleteRegistration', {\n    \tvalue: 0.0,\n      currency: 'MYR',\n      });\n\t\t} \n\t});\n<\/script><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-39{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-39 > .fusion-column-wrapper {padding-top : 5% !important;padding-right : 10% !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 10% !important;margin-left : 9.6%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-39{width:50% !important;}.fusion-builder-column-39 > .fusion-column-wrapper {margin-right : 3.84%;margin-left : 9.6%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-39{width:100% !important;}.fusion-builder-column-39 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-14{ padding-top : 4%;margin-top : 0px;padding-right : 0px;padding-bottom : 4%;margin-bottom : 0px;padding-left : 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